E-commerce Payment Methods Statistics in Kosovo (2026)

The payment landscape in Kosovo is diverse, with credit and debit cards leading at 45%, followed by bank transfers and digital wallets. Cash on delivery still accounts for 10%, highlighting ongoing preferences for traditional methods. The shift towards digital payments demonstrates Kosovo’s progress toward a cashless economy, supported by improving infrastructure and government initiatives to promote secure online transactions. Continued growth is expected as digital literacy and internet access expand further.